/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.table{display:table}}:root{--navy:#1d3c4d;--navy-2:#2b5364;--ink:#282d2e;--teal:#9d4d3f;--teal-bright:#efb29d;--paper:#eee9df;--panel:#fbf8f1;--line:#d2c8b8;--muted:#6e706c;--soft:#e7dfd1;--danger:#9d342d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);font-family:var(--font-sans), "Helvetica Neue", sans-serif;margin:0}button,input{font:inherit}a{color:inherit}main{min-height:100vh}.site-header,.hero,.calculator-shell,.methodology,footer{width:min(1320px,100% - 64px);margin-inline:auto}.site-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:28px;min-height:94px;display:flex}.brand-block{gap:5px;padding:12px 0;display:grid}.wordmark,.method-link{align-items:center;text-decoration:none;display:inline-flex}.wordmark{letter-spacing:.01em;gap:11px;font-weight:650}.affiliation-disclaimer{color:var(--muted);margin:0 0 0 41px;font-size:10.5px;line-height:1.35}.wordmark-mark{color:#fff;background:var(--navy);width:30px;height:30px;font-family:var(--font-mono), monospace;border-radius:2px;place-items:center;font-size:13px;display:grid}.method-link{color:var(--muted);gap:8px;font-size:14px}.method-link:hover{color:var(--teal)}.hero{grid-template-columns:1.25fr .75fr;align-items:end;gap:48px;padding:76px 0 62px;display:grid}.eyebrow,.step-label{color:var(--teal);font-family:var(--font-mono), monospace;letter-spacing:.14em;text-transform:uppercase;margin:0 0 18px;font-size:12px;font-weight:650}h1,h2,h3,p{text-wrap:pretty}h1{max-width:800px;color:var(--navy);font-size:clamp(48px,6.2vw,96px);font-family:var(--font-display), Georgia, serif;letter-spacing:-.045em;margin:0;font-weight:500;line-height:.92}.hero-rate{border-left:1px solid var(--line);align-content:end;padding-left:34px;display:grid}.hero-rate-label{color:var(--teal);font-family:var(--font-mono), monospace;letter-spacing:.11em;text-transform:uppercase;margin:0 0 11px;font-size:11px;font-weight:600}.hero-rate strong{color:var(--navy);font-family:var(--font-display), Georgia, serif;letter-spacing:-.055em;font-size:clamp(64px,7.2vw,108px);font-weight:500;line-height:.82}.hero-rate>span{color:var(--muted);font-family:var(--font-mono), monospace;margin-top:15px;font-size:11px}.hero-copy{max-width:480px;color:var(--muted);margin:28px 0 6px;font-size:clamp(17px,1.5vw,21px);line-height:1.55}.calculator-shell{border:1px solid var(--line);background:var(--panel);border-radius:4px;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);display:grid;overflow:hidden;box-shadow:0 16px 40px #352d221a}.input-panel{padding:42px}.panel-heading,.result-topline,.section-title-row{justify-content:space-between;align-items:flex-start;gap:20px;display:flex}.panel-heading{margin-bottom:34px}.panel-heading h2,.methodology h2{color:var(--navy);font-family:var(--font-display), Georgia, serif;letter-spacing:-.025em;margin:0;font-size:34px;font-weight:520}.step-label{margin-bottom:8px}.field{gap:9px;display:grid}.field>span,.taxpayer-fieldset legend{color:var(--ink);font-size:13px;font-weight:650}.field small,.taxpayer-fieldset small,.switch-row small,.checkbox-row small{color:var(--muted);font-size:12px;font-weight:430;line-height:1.45;display:block}.field input[type=date],.compact-field input{border:1px solid var(--line);width:100%;height:50px;color:var(--navy);background:#fffdf8;border-radius:2px;outline:none;padding:0 14px}.field input:focus,.switch-row input:focus-visible,.checkbox-row input:focus-visible{outline-offset:2px;border-color:var(--teal);outline:3px solid #9d4d3f33}.segmented-control label:has(input:focus-visible){outline-offset:2px;border-color:var(--teal);outline:3px solid #9d4d3f33}.field-amount{margin-bottom:30px}.amount-control{border-bottom:1px solid var(--navy);align-items:center;gap:10px;padding:2px 0 10px;display:flex}.amount-control b{color:var(--teal);font-size:27px;font-weight:520}.amount-control input{width:100%;min-width:0;color:var(--navy);font-family:var(--font-mono), monospace;letter-spacing:-.04em;background:0 0;border:0;font-size:clamp(36px,4vw,56px);font-weight:540;outline:0!important}.amount-control input::-webkit-inner-spin-button{appearance:none}.taxpayer-fieldset{border:0;margin:0 0 28px;padding:0}.taxpayer-fieldset legend{margin-bottom:9px}.segmented-control{background:var(--soft);border-radius:3px;grid-template-columns:1fr 1fr;gap:4px;margin-bottom:7px;padding:4px;display:grid}.segmented-control label{cursor:pointer}.segmented-control input{opacity:0;pointer-events:none;position:absolute}.segmented-control span{min-height:42px;color:var(--muted);border-radius:2px;place-items:center;font-size:13px;font-weight:620;transition:all .16s;display:grid}.segmented-control input:checked+span{background:var(--panel);color:var(--navy);box-shadow:0 1px 5px #352d221a}.date-grid{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:28px;display:grid}.switch-row,.checkbox-row{cursor:pointer;justify-content:space-between;align-items:center;gap:24px;display:flex}.switch-row{border:1px solid var(--line);background:#f7f2e9;border-radius:3px;padding:18px}.covid-switch-row{margin-top:14px}.switch-row b,.checkbox-row b{color:var(--navy);margin-bottom:4px;font-size:14px;display:block}.switch-row input{appearance:none;cursor:pointer;background:#b8b1a6;border-radius:999px;flex:none;width:44px;height:24px;padding:3px;transition:all .16s}.switch-row input:before{content:"";background:#fff;border-radius:50%;width:18px;height:18px;transition:all .16s;display:block;box-shadow:0 1px 3px #352d2247}.switch-row input:checked{background:var(--teal)}.switch-row input:checked:before{transform:translate(20px)}.corporate-options{margin-top:14px}.large-corporate-switch-row{background:var(--soft);border-left:3px solid var(--teal)}.checkbox-row{justify-content:flex-start;align-items:flex-start}.checkbox-row input{accent-color:var(--teal);margin:3px 0 0}.compact-field{margin-top:16px}.form-error{color:var(--danger);margin:16px 0 0;font-size:13px;font-weight:620}.result-panel{background:var(--navy);color:#fff;min-width:0;padding:42px}.result-topline{align-items:center}.step-label.light{color:var(--teal-bright);margin:0}.result-topline>span{color:#c4ccca;font-size:12px}.estimate-block{border-bottom:1px solid #ffffff29;padding:64px 0 36px}.estimate-block p{color:#c4ccca;margin:0 0 8px;font-size:14px}.estimate-value-row{flex-wrap:wrap;align-items:flex-end;gap:10px 16px;margin-bottom:12px;display:flex}.estimate-block strong{color:#fff;font-family:var(--font-mono), monospace;letter-spacing:-.045em;font-size:clamp(48px,6vw,80px);font-weight:520;line-height:1;display:block}.excluded-interest{max-width:290px;color:var(--teal-bright);padding-bottom:7px;font-size:11px;font-weight:570;line-height:1.45}.estimate-block>span{color:var(--teal-bright);font-family:var(--font-mono), monospace;font-size:13px}.result-stats{border-bottom:1px solid #ffffff29;grid-template-columns:repeat(3,1fr);margin:0;padding:28px 0;display:grid}.result-stats div{border-left:1px solid #ffffff24;padding:0 20px}.result-stats div:first-child{border-left:0;padding-left:0}.result-stats dt{color:#afbdc0;text-transform:uppercase;letter-spacing:.1em;margin-bottom:7px;font-size:11px}.result-stats dd{font-family:var(--font-mono), monospace;margin:0;font-size:22px}.rate-story{padding-top:30px}.section-title-row{align-items:center;margin-bottom:15px}.section-title-row h3{margin:0;font-size:17px;font-weight:560}.section-title-row span{color:#afbdc0;font-size:11px}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:12px}th,td{text-align:right;white-space:nowrap;border-bottom:1px solid #ffffff1a;padding:12px 10px}th:first-child,td:first-child{text-align:left;padding-left:0}th{color:#aab9bd;letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:570}td{color:#e6e4dd;font-family:var(--font-mono), monospace;font-variant-numeric:tabular-nums}td:first-child{font-family:var(--font-sans), sans-serif}td em{color:var(--teal-bright);text-transform:uppercase;letter-spacing:.06em;background:#efb29d24;border-radius:2px;margin-left:8px;padding:3px 5px;font-size:9px;font-style:normal;display:inline-block}td em.excluded-badge{color:#fff;background:#ffffff1f}.empty-result{text-align:center;place-content:center;min-height:520px;display:grid}.empty-result>span{color:var(--teal-bright);font-size:56px}.empty-result h2{margin:12px 0 6px}.empty-result p{color:#afbdc0;margin:0}.methodology{padding:116px 0 80px}.methodology>div:first-child{grid-template-columns:.7fr 1.3fr;align-items:end;margin-bottom:48px;display:grid}.methodology h2{max-width:620px;font-size:clamp(38px,4.5vw,64px)}.method-grid{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);display:grid}.method-grid article{border-left:1px solid var(--line);padding:30px 34px 34px}.method-grid article:first-child{border-left:0;padding-left:0}.method-grid article>span{color:var(--teal);font-family:var(--font-mono), monospace;font-size:11px}.method-grid h3{color:var(--navy);font-family:var(--font-display), Georgia, serif;margin:34px 0 9px;font-size:21px;font-weight:560}.method-grid p{color:var(--muted);margin:0;font-size:14px;line-height:1.6}.source-row{grid-template-columns:1.3fr .7fr;gap:64px;padding-top:28px;display:grid}.source-row>p{color:var(--muted);margin:0;font-size:12px;line-height:1.6}.source-row>div{flex-wrap:wrap;justify-content:flex-end;gap:10px 20px;display:flex}.source-row a{color:var(--navy);font-size:12px;font-weight:630;text-decoration:none}.source-row a:hover{color:var(--teal);text-decoration:underline}footer{border-top:1px solid var(--line);color:var(--muted);text-transform:uppercase;letter-spacing:.08em;justify-content:space-between;padding:22px 0 34px;font-size:11px;display:flex}@media (width<=1040px){.calculator-shell{grid-template-columns:1fr}.methodology>div:first-child{grid-template-columns:1fr;gap:18px}.source-row{grid-template-columns:1fr;gap:24px}.source-row>div{justify-content:flex-start}}@media (width<=760px){.hero{grid-template-columns:1fr;gap:30px}.hero-rate{border-top:1px solid var(--line);border-left:0;padding:30px 0 0}}@media (width<=700px){.site-header,.hero,.calculator-shell,.methodology,footer{width:min(100% - 28px,1420px)}.site-header{gap:14px;min-height:94px}.affiliation-disclaimer{max-width:330px;margin-left:0}.method-link{font-size:0}.method-link span{font-size:18px}.hero{padding:58px 0 42px}.hero-rate strong{font-size:clamp(68px,23vw,96px)}h1{font-size:clamp(44px,15vw,70px)}.input-panel,.result-panel{padding:26px 20px}.panel-heading{margin-bottom:28px}.date-grid,.method-grid{grid-template-columns:1fr}.method-grid article,.method-grid article:first-child{border-left:0;border-top:1px solid var(--line);padding:26px 0}.method-grid article:first-child{border-top:0}.method-grid h3{margin-top:20px}.estimate-block{padding-top:48px}.result-stats{grid-template-columns:1fr}.result-stats div,.result-stats div:first-child{border-top:1px solid #ffffff1a;border-left:0;padding:14px 0}.result-stats div:first-child{border-top:0}.methodology{padding:80px 0 60px}footer{gap:20px}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important}}
